Term Loans
Quick and easy short-term funding for your business
Receive capital to grow your operation from $100k to $10m+. EMC Financial offers the lowest rates with no penalties for early payoff.
Get Started
Term loans with EMC Financial allow you to obtain capital for your business with a structure that suits your exact needs.
$100k - $10m+Funding amount
6 - 36 Months Repayment terms
3 days or lessApproval time
Get Started Schedule a Call
Expand your business with EMC Financial
Quick. Easy. Direct.
Expand your business
Use the upfront capital to invest in equipment, inventory, pay taxes, consolidate debt or other large bills.
Fast funding
Apply online in 7 minutes and have funds deposited in your bank account in as fast as 24 hours.
Clear pricing
The cost of capital is clear. Automatic payments on a weekly or monthly basis from 6 to 36 months. And pay off early with no penalty.
Dedicated funding advisor
Our people are available to walk you through the process and help you obtain the funds you need.

Looking for a flexible line of credit instead? Click here

How EMC Financial term funding works
From start to finish we're the best.
  1. Apply Online

    Apply with simple info about you and your business.

  2. Get Approved

    Get an approval on your application 2  in as fast as 24 hours.

  3. Get Funded

    Once approved, and terms are agreed, get money in your bank account the same or next day 3.

  4. Make Repayments

    Payments are auto-debited from your bank account each week or month. No need to worry about sending payments by mail or calling in.

  5. Account Management

    Receive monthly statements with your balance to know where you are at all times. Also, if additional funding is needed we can always help.

"We turned to EMC Financial to step in and help us out with a short-term loan to meet our working capital needs. The whole process was seamless, they moved really quickly. They told us what they could and what they couldn't do and how much it was going to cost."

Lance Litchy, Litchy Electric LLC
Las Vegal, Nevada

What you need to get started
Minimum qualifications
  • 600+ FICO
  • 1 year in business
  • $1m in annual revenue
What you need to apply
  • Simple information about you
    and your business
  • 3 months' most recent bank
    statements
Ready to apply? Get Started
Have more questions? Visit FAQs
Or
Schedule a Call with a Funding Advisor
Jesse, Funding Advisor
Los Angeles, CA
Speak with a funding
advisor
Call us at (800) 761-3108
Get Started